Waddell & Reed, Inc.
Investing. With a Plan.®

 For many years, Americans had the comfort of job security, decent retirement benefits and trusted social security would always be there. The burden of retirement planning is now left up to the individual and families alike.That is why it is now more important than ever to work with a competent and trustworthy financial advisor to help manage your wealth and retirement.

My first day in the business was one I will never forget. After all of my necessary training and tests were completed, I was ready to “hit the ground running”. This day was unfortunately September 15, 2008. On this day, the Dow Jones Industrial Average plummeted 777 points and finished the day down 504 points. This is the day we learned Lehman Brothers had filed for Chapter 11 bankruptcy protection.

September 15, 2008 was an important moment in my life, because it has permanently engrained in my mind that the market can plummet violently at any time. This experience has made me make sure to never lose sight of the fact I am making recommendations regarding other people’s money and must treat their money with extreme prudence.

 

 

For investors who are close to, or in retirement, it is beneficial if  they are working with a Certified Financial Planner™  who understands how to navigate the numerous obstacles that stand in the way of your retirement.

Obstacles such as:

How do I invest my money in a rising interest rate environment?

What effect does the Government debt have on my investments?

How do I make sure I don't run out of money in retirement?

What are my options for taking social security and what is the optimal time to do so?

How do I protect my legacy and more...

 

All financial planning services have a money back guarantee if you are not satisfied for any reason and I never charge for the opportunity to earn your business.

 

Best Regards,

Timothy T Picciott, CFP®, CRPC®

03/14

14 ideas for 2014

 

My appearance on the  evening news (8/16/13) about successfully saving a stranger drowning at Lake Pleasant.  http://www.kpho.com/story/23161437/triathlete-helps-save-drowning-victim

 

 

 

 

 

 

 

DISCLAIMER:All of my advice is custom tailored to each client’s particular situation including but not limited to: age, investment experience, time horizon, risk tolerance, financial goals, income needs and tax status. These opinions are current as of 3/3/2014 and are subject to change at any time. Furthermore they are just opinions and do not represent to opinions of Waddell & Reed but rather myself.

 

Past performance does not indicate future returns. Investments are not guaranteed and are subject to investment risk including the possible loss of principal.

Waddell & Reed offers financial planning services in its capacity as a Registered Investment Adviser.  For more information request a copy of the Waddell & Reed, Inc. Financial Planning Advisory Services Brochure for a complete discussion of these services and the fees associated with them.

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